Are you confused about what the recent health care reform will do, especially in regards to people with disabilities? Julia Day of the World Institute on Disability put together a very useful summary of the bill, with concise explanations of the changes to insurance regulations, Medicaid, etc. In particular,
• By 2014, insurance companies will no longer be able to deny anyone coverage because of a pre-existing condition.
• Before the end of 2010, costly treatments for ongoing medical conditions will be protected from lifetome coverage caps previously imposed by insurance companies.
• The disability determination process to become eligible for Medicaid will be shortened and simplified.
• Starting October 1, 2011, the Medicaid Community First Choice (CFC) Option will give states the option to allow people with disabilities who are eligible for institutional care to choose community-based services instead.
• Starting in 2012, the Community Living Assistance Services and Support Act (CLASS Act) will provide for voluntary, self-funded, long-term care insurance through the workplace...This program will make long-term in-home support services more affordable, and will help people with disabilities remain in their homes and communities.
For more detailed bullet points, you can read the original document on Scribd: http://www.scribd.com/doc/29791241/2010-04-02-Health-Care-Reform-Article